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Akaunting vs Xero: catalog facts
Akaunting	Xero
Freemium The self-hosted Standard plan is free; other plans and the online service may cost extra.	Paid Paid monthly plans with a free trial and introductory discounts.
Web, Self-hosted	Web
Can be self-hosted with source code available Invoicing, expenses and cash flow in one place	Bank connections for reconciliation Invoicing, bills and payroll in one place
Aimed at business bookkeeping rather than household budgets Some features sit outside the free plan	Subscription only, with no free plan Features and plans vary by country
Web application, Self-hosted, Hosted service	Web application, Hosted service
Closed source	Closed source
License not stated	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 24, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.