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Banking4 vs StarMoney: catalog facts
Banking4	StarMoney
Paid Commercial software; see the website for current prices.	Paid Commercial software; editions and prices are listed on the StarMoney site.
Windows, macOS, Android, iOS	Windows, macOS
Data kept encrypted on your own device Supports FinTS/HBCI and EBICS	Multibanking across many German banks Includes PayPal and Amazon alongside bank accounts
Website and interface in German Oriented toward German banks and banking standards	German-language product focused on German banks Paid software
Downloadable app	Downloadable app
Closed source	Closed source
License not stated	License not stated
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 1, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.