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Beancount vs KMyMoney: catalog facts
Beancount	KMyMoney
Free The open-source application is available without a license fee.	Free Free and open source under the GPL.
Windows, macOS, Linux, Command line	Windows, macOS, Linux
Balance assertions are verified on every parse, so errors surface immediately The ledger is a plain text file that version control handles perfectly	Double-entry accounting with proper investment and loan handling Online price quotes for securities
No graphical entry; transactions are typed or imported by scripts Python toolchain and command-line comfort are assumed	Pulls in KDE libraries, which makes the Windows and macOS builds heavy
Downloadable app	Downloadable app
Open source	Open source
License: GPL-2.0	License: GPL-2.0
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 22, 2026	Official website Full listing and sources Checked September 22, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.