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Bily vs Settle Up: catalog facts
Bily	Settle Up
Free Free and open source under the GPL 3.0 or later licence.	Free The homepage lists no prices; check the app stores for any paid features.
Android	Android, iOS, Web
Focused on a single task: splitting one receipt Open source and available on F-Droid	Every group member sees the same expense list Minimises the number of payments needed to settle up
Little documentation on the project page Android only	Pricing and feature limits are not stated on the homepage Focused on shared costs rather than personal budgeting
Downloadable app	Downloadable app, Web application
Open source	Closed source
License: GPL-3.0-or-later	License not stated
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 24, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.