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Bluecoins vs PennyWise: catalog facts
BluecoinsPennyWise
Freemium

The homepage does not list prices; check the store listings for paid features.

Free

Free and open source under AGPL-3.0-only.

Android, iOS Android
  • No bank login or stored credentials
  • Automatic entries from bank notifications and SMS
  • Automatic expense tracking from bank SMS
  • No sign-up and no cloud processing
  • No desktop app
  • Automatic logging relies on bank notifications rather than direct bank sync
  • Requires SMS read permission
  • Only useful if your bank sends transaction SMS
Downloadable app Downloadable app
Closed source Open source
License not stated License: AGPL-3.0
Not stated if an account is needed No account needed
Works offline Works offline

Checked October 1, 2026

Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.