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Buckets vs YNAB: catalog facts
Buckets	YNAB
Paid One-time $64 license with an untimed free trial, covering all computers in the household.	Paid Paid subscription with a free trial that needs no credit card.
Windows, macOS, Linux, Android, iOS	Android, iOS, Web
Finances stay on your own computer One-time payment with no subscription	Clear zero-based budgeting method Free trial without a credit card
Closed source Envelope method may not suit every budgeting style	Subscription required after the trial Method takes active effort to keep up
Downloadable app	Downloadable app, Hosted service
Closed source	Closed source
License not stated	License not stated
Not stated if an account is needed	Account needed
Works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.