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Buddy vs Monarch Money: catalog facts
Buddy	Monarch Money
Freemium Free to try, with paid features.	Paid Paid subscription, with introductory discounts on the first year.
iOS	Android, iOS, Web
Shared budgets with synced transactions Simple budget setup	Automatic categorization of connected accounts Shared access for a partner or adviser at no extra cost
Only an iOS app is listed Full feature set is not free	Requires an account and a paid subscription Financial data is held by a cloud service
Downloadable app	Downloadable app, Web application, Hosted service
Closed source	Closed source
License not stated	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.