Compare software

Buddy vs YNAB: catalog facts
Buddy	YNAB
Freemium Free to try, with paid features.	Paid Paid subscription with a free trial that needs no credit card.
iOS	Android, iOS, Web
Shared budgets with synced transactions Simple budget setup	Clear zero-based budgeting method Free trial without a credit card
Only an iOS app is listed Full feature set is not free	Subscription required after the trial Method takes active effort to keep up
Downloadable app	Downloadable app, Hosted service
Closed source	Closed source
License not stated	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.