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Budget Board vs Kresus: catalog facts
Budget Board	Kresus
Free Free and open source under the AGPL-3.0 licence.	Free Free and libre software with no paid tier.
Web, Self-hosted	Web, Self-hosted
Bank sync through SimpleFIN and LunchFlow Auto-categorisation with a locally trained model	Bank data and credentials stay on your own server Automatic daily transaction import
Automatic bank sync depends on third-party providers Requires hosting your own server	Requires running your own server Website and documentation are mainly in French
Self-hosted	Self-hosted
Open source	Open source
License: AGPL-3.0	License not stated
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.