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cFIREsim vs Wealthfolio: catalog facts
cFIREsim	Wealthfolio
Free Free to use in the browser.	Free The app is free and open source; Wealthfolio Connect is a separate optional service.
Web	Windows, macOS, Linux, Self-hosted
Tests withdrawal plans against historical data Runs in the browser with nothing to install	Data stays local with no account Investments, net worth and budgets in one app
Focused on US retirement planning Detailed tax modelling lives on the separate FIREproof site	Imports rely largely on CSV statements Planning features assume some financial knowledge
Web application	Downloadable app, Self-hosted
Closed source	Open source
License not stated	License: AGPL-3.0
Not stated if an account is needed	No account needed
Needs internet	Works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.