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Copilot Money vs Empower Personal Dashboard: catalog facts
Copilot Money	Empower Personal Dashboard
Paid Subscription with a one-month free trial.	Free The dashboard is free; Empower sells advisory and wealth management services separately.
macOS, iOS, Web	Web
Spending, budgets, investments and net worth in one app Automatic transaction organisation	Net worth, budgeting and investment tracking in one place Retirement planning tools included
No Android or Windows app Subscription required after the trial	Requires linking financial accounts to a third party Comes with promotion of Empower's paid advisory services
Downloadable app, Hosted service	Hosted service
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Not stated if it works offline	Needs internet
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked October 1, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.