Compare software

Emma vs Acorns: catalog facts
Emma	Acorns
Freemium Free to download, with paid membership tiers for additional features.	Paid Subscription plans listed on its Plans and Pricing page.
Android, iOS	Android, iOS, Web
Brings several bank accounts into one budget view Tracks bills and subscriptions	Automatic investing of spare change Retirement, brokerage and kids' accounts in one app
Requires linking bank accounts to a cloud service Some features are part of paid memberships	Subscription fee applies Aimed at US users
Downloadable app, Hosted service	Downloadable app, Hosted service
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Needs internet	Not stated if it works offline
Official website Full listing and sources Checked September 24, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.