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Emma vs Bankin': catalog facts
Emma	Bankin'
Freemium Free to download, with paid membership tiers for additional features.	Freemium Free app with a paid Premium offer.
Android, iOS	Android, iOS, Web, Browser extension
Brings several bank accounts into one budget view Tracks bills and subscriptions	Brings accounts from several banks into one view Approved by the Banque de France
Requires linking bank accounts to a cloud service Some features are part of paid memberships	Works by linking bank accounts to a cloud service Interface and site are mainly in French
Downloadable app, Hosted service	Downloadable app, Hosted service, Browser extension
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Needs internet	Not stated if it works offline
Official website Full listing and sources Checked September 24, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.