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Emma vs Spendee: catalog facts
Emma	Spendee
Freemium Free to download, with paid membership tiers for additional features.	Freemium Free to download; check the website for current paid features.
Android, iOS	Android
Brings several bank accounts into one budget view Tracks bills and subscriptions	Spending breakdowns by category and day Budgets with progress tracking
Requires linking bank accounts to a cloud service Some features are part of paid memberships	Closed source, with data held by the service Pricing is not clearly stated on the homepage
Downloadable app, Hosted service	Downloadable app
Closed source	Closed source
License not stated	License not stated
Account needed	Not stated if an account is needed
Needs internet	Not stated if it works offline
Official website Full listing and sources Checked September 24, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.