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ExpenseOwl vs WYGIWYH: catalog facts
ExpenseOwl	WYGIWYH
Free Free and open source under the MIT licence.	Free Free and open source under the AGPL-3.0 licence.
Web, Self-hosted	Web, Self-hosted
Very quick entry with few required fields Single binary or Docker image with no internet interaction	Multi-currency support across accounts Custom transaction rules and an automation API
Single-user only No budgeting, accounts or search by design	Opinionated no-budget approach will not suit people who want budgets Requires self-hosting with Docker
Self-hosted	Self-hosted
Open source	Open source
License: MIT	License: AGPL-3.0
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.