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Family Accounting Tool vs Splitwise: catalog facts
Family Accounting Tool	Splitwise
Free Free and open source under the Apache 2.0 licence.	Freemium Free to use, with a paid PRO tier for receipt scanning, charts and currency conversion.
Web, Self-hosted	Android, iOS, Web
Tracks internal debt between partners with partially shared expenses Statistics on spending per category and month	Equal, percentage or share-based splits Debt simplification across a group
Needs Java 11 and a separately configured database Docker install is discouraged by the developer for production use	Receipt scanning and currency conversion require PRO Requires an account and cloud sync
Self-hosted	Downloadable app, Web application, Hosted service
Open source	Closed source
License: Apache-2.0	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.