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Frappe Books vs Xero: catalog facts
Frappe Books	Xero
Free Free and open source under the AGPL-3.0 licence.	Paid Paid monthly plans with a free trial and introductory discounts.
macOS	Web
Keyboard-driven fuzzy search to reach any form Invoices, income and expense tracking in one app	Bank connections for reconciliation Invoicing, bills and payroll in one place
Still at a 0.x version Aimed at small businesses, not larger accounting teams	Subscription only, with no free plan Features and plans vary by country
Downloadable app	Web application, Hosted service
Open source	Closed source
License: AGPL-3.0	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 1, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.