Compare software

FreeAgent vs Xero: catalog facts
FreeAgent	Xero
Paid Paid subscription with a trial available.	Paid Paid monthly plans with a free trial and introductory discounts.
Web	Web
Making Tax Digital compatible for UK sole traders and landlords E-commerce bookkeeping through the Equali integration	Bank connections for reconciliation Invoicing, bills and payroll in one place
Focused on UK and US businesses Hosted only, with no offline or self-hosted version	Subscription only, with no free plan Features and plans vary by country
Hosted service	Web application, Hosted service
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.