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Gem Wallet vs Phantom: catalog facts
Gem Wallet	Phantom
Free The app is free; swaps and purchases carry network and trading fees.	Free Free to download; trading and card fees may apply.
Android, iOS	Android, iOS, Browser extension
Self-custodial with keys kept on the device No account or personal data needed	Self-custodial with support for many chains Scam detection on transactions
Losing the recovery phrase means losing access to funds Mobile only	Closed source Heavy focus on trading, perps and prediction markets
Downloadable app	Downloadable app, Browser extension
Open source	Closed source
License: GPL-3.0	License not stated
No account needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.