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Goodbudget vs YNAB: catalog facts
Goodbudget	YNAB
Freemium Free to start, with a paid Premium plan for extra features.	Paid Paid subscription with a free trial that needs no credit card.
Android, iOS, Web	Android, iOS, Web
Envelope budgeting method Budgets sync and share across a household	Clear zero-based budgeting method Free trial without a credit card
Transaction import requires Premium Budget data is held by the service	Subscription required after the trial Method takes active effort to keep up
Downloadable app, Web application, Hosted service	Downloadable app, Hosted service
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.