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I Hate Money vs Spliit: catalog facts
I Hate Money	Spliit
Free Free and open source, with a free hosted instance.	Free Free to use, with the hosted servers funded by sponsors.
Web, Self-hosted	iOS, Web, Self-hosted
Can be self-hosted Simple project-and-code model for groups	No account and no ads Flexible splits by percentage, shares or amount
Focused only on shared expenses, not full budgeting Minimal interface	Recurring expenses and AI scanning are still in beta Focused on shared expenses, not full budgeting
Web application, Self-hosted	Downloadable app, Web application, Self-hosted
Open source	Open source
License not stated	License not stated
Not stated if an account is needed	No account needed
Needs internet	Not stated if it works offline
Official website Full listing and sources Checked September 24, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.