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I Hate Money vs Splitwise: catalog facts
I Hate Money	Splitwise
Free Free and open source, with a free hosted instance.	Freemium Free to use, with a paid PRO tier for receipt scanning, charts and currency conversion.
Web, Self-hosted	Android, iOS, Web
Can be self-hosted Simple project-and-code model for groups	Equal, percentage or share-based splits Debt simplification across a group
Focused only on shared expenses, not full budgeting Minimal interface	Receipt scanning and currency conversion require PRO Requires an account and cloud sync
Web application, Self-hosted	Downloadable app, Web application, Hosted service
Open source	Closed source
License not stated	License not stated
Not stated if an account is needed	Account needed
Needs internet	Works offline
Official website Full listing and sources Checked September 24, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.