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Identity Guard vs Have I Been Pwned: catalog facts
Identity Guard	Have I Been Pwned
Paid Subscription only; family plans start at $12.50.	Freemium Free breach and password checks; API access for breached accounts requires a subscription.
Web	Web
Monitors SSN, driver's license and financial accounts Credit monitoring and bank account alerts	Search tens of billions of breached records by email Free Pwned Passwords check using a privacy-preserving range query
No free tier Built around US identifiers such as the Social Security number	Breached-account API access requires a paid subscription Only covers breaches that have been loaded into the service
Hosted service	Hosted service
Closed source	Closed source
License not stated	License not stated
Account needed	No account needed
Not stated if it works offline	Needs internet
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.