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Kilo Code vs Refact.ai: catalog facts
Kilo Code	Refact.ai
Freemium The agent is free; models through Kilo's gateway are billed at provider cost, or you bring…	Freemium The open-source version is free to self-host; enterprise solutions are arranged through…
Windows, macOS, Linux, Web, Command line, Browser extension	Self-hosted
Works in VS Code, JetBrains, CLI and cloud Bring your own keys or use local models	Open source and deployable on-premise Choice of language models per task
Recently acquired by Anaconda, so future direction may change Cloud model usage costs money unless you run local models	Refact Cloud hosted service is shutting down Self-hosting requires your own server and model setup
Downloadable app, Hosted service, Browser extension	Downloadable app, Self-hosted
Open source	Open source
License: MIT	License not stated
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 26, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.