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Kresus vs Lunch Money: catalog facts
Kresus	Lunch Money
Free Free and libre software with no paid tier.	Paid Paid subscription after a 30-day free trial, with the price locked in for life.
Web, Self-hosted	Web
Bank data and credentials stay on your own server Automatic daily transaction import	Strong multi-currency support Developer API and rules engine for automation
Requires running your own server Website and documentation are mainly in French	Paid after the trial Financial data is stored by a hosted service
Self-hosted	Web application, Hosted service
Open source	Closed source
License not stated	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.