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Kresus vs Monarch Money: catalog facts
Kresus	Monarch Money
Free Free and libre software with no paid tier.	Paid Paid subscription, with introductory discounts on the first year.
Web, Self-hosted	Android, iOS, Web
Bank data and credentials stay on your own server Automatic daily transaction import	Automatic categorization of connected accounts Shared access for a partner or adviser at no extra cost
Requires running your own server Website and documentation are mainly in French	Requires an account and a paid subscription Financial data is held by a cloud service
Self-hosted	Downloadable app, Web application, Hosted service
Open source	Closed source
License not stated	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.