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Ledger vs KMyMoney: catalog facts
Ledger	KMyMoney
Free The open-source application is available without a license fee.	Free Free and open source under the GPL.
Windows, macOS, Linux, Command line	Windows, macOS, Linux
Never modifies your journal; reporting is entirely read-only Handles commodities, currencies and arbitrary reporting periods	Double-entry accounting with proper investment and loan handling Online price quotes for securities
Command-line only, with a terse query syntax to learn No import tooling of its own	Pulls in KDE libraries, which makes the Windows and macOS builds heavy
Downloadable app	Downloadable app
Open source	Open source
License: BSD-3-Clause	License: GPL-2.0
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 22, 2026	Official website Full listing and sources Checked September 22, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.