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Linxo vs Emma: catalog facts
Linxo	Emma
Free The app is free to download.	Freemium Free to download, with paid membership tiers for additional features.
Android, iOS	Android, iOS
Aggregates accounts from any French bank Covers savings, PEA and crypto alongside current accounts	Brings several bank accounts into one budget view Tracks bills and subscriptions
French-language and aimed at the French market Requires linking bank accounts to a cloud service	Requires linking bank accounts to a cloud service Some features are part of paid memberships
Downloadable app	Downloadable app, Hosted service
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Not stated if it works offline	Needs internet
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 24, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.