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Linxo vs Monarch Money: catalog facts
Linxo	Monarch Money
Free The app is free to download.	Paid Paid subscription, with introductory discounts on the first year.
Android, iOS	Android, iOS, Web
Aggregates accounts from any French bank Covers savings, PEA and crypto alongside current accounts	Automatic categorization of connected accounts Shared access for a partner or adviser at no extra cost
French-language and aimed at the French market Requires linking bank accounts to a cloud service	Requires an account and a paid subscription Financial data is held by a cloud service
Downloadable app	Downloadable app, Web application, Hosted service
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.