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Lunch Money vs Kresus: catalog facts
Lunch Money	Kresus
Paid Paid subscription after a 30-day free trial, with the price locked in for life.	Free Free and libre software with no paid tier.
Web	Web, Self-hosted
Strong multi-currency support Developer API and rules engine for automation	Bank data and credentials stay on your own server Automatic daily transaction import
Paid after the trial Financial data is stored by a hosted service	Requires running your own server Website and documentation are mainly in French
Web application, Hosted service	Self-hosted
Closed source	Open source
License not stated	License not stated
Account needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.