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Lunch Money vs PocketSmith: catalog facts
Lunch MoneyPocketSmith
Paid

Paid subscription after a 30-day free trial, with the price locked in for life.

Freemium

Offered on several plans; see the Plans and Pricing page for current tiers.

Web Web
  • Strong multi-currency support
  • Developer API and rules engine for automation
  • Forecasts future balances from planned income and spending
  • Connects multiple bank accounts
  • Paid after the trial
  • Financial data is stored by a hosted service
  • Financial data is held by a cloud service
  • Plan details are not listed on the homepage
Web application, Hosted service Web application, Hosted service
Closed source Closed source
License not stated License not stated
Account needed Account needed
Not stated if it works offline Not stated if it works offline

Checked September 23, 2026

Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.