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Lunch Money vs Toshl Finance: catalog facts
Lunch Money	Toshl Finance
Paid Paid subscription after a 30-day free trial, with the price locked in for life.	Freemium Paid features are offered with a free trial.
Web	Android, iOS, Web
Strong multi-currency support Developer API and rules engine for automation	Manual entry or connected accounts Left-to-spend view against a monthly budget
Paid after the trial Financial data is stored by a hosted service	Data is stored with the service Some features require a paid plan
Web application, Hosted service	Downloadable app, Web application, Hosted service
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.