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Manager.io vs Xero: catalog facts
Manager.ioXero
Freemium

The desktop edition is free; the Cloud Edition is a separate hosted offering.

Paid

Paid monthly plans with a free trial and introductory discounts.

Windows, macOS, Linux, Web Web
  • Free desktop edition for bookkeeping
  • Suits both small business accounts and personal finances
  • Bank connections for reconciliation
  • Invoicing, bills and payroll in one place
  • Not open source
  • Cloud Edition is separate from the free desktop download
  • Subscription only, with no free plan
  • Features and plans vary by country
Downloadable app, Hosted service Web application, Hosted service
Closed source Closed source
License not stated License not stated
Not stated if an account is needed Account needed
Not stated if it works offline Not stated if it works offline

Checked September 24, 2026

Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.