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Microsoft Copilot vs ChatGPT: catalog facts
Microsoft Copilot	ChatGPT
Freemium Free to start; available features vary by plan and region.	Freemium Free to start; features and limits vary by plan.
Web	Web
Runs in the browser with nothing to install Answers can draw on the web	Handles writing, coding, analysis and images in one place Used from the browser with nothing to install
Features vary by plan and region Hosted service, so conversations are processed on Microsoft's servers	Features and limits vary by plan Hosted service, so prompts are processed on OpenAI's servers
Web application	Web application
Closed source	Closed source
License not stated	License not stated
Not stated if an account is needed	Not stated if an account is needed
Needs internet	Needs internet
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.