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Monarch Money vs Buddy: catalog facts
Monarch Money	Buddy
Paid Paid subscription, with introductory discounts on the first year.	Freemium Free to try, with paid features.
Android, iOS, Web	iOS
Automatic categorization of connected accounts Shared access for a partner or adviser at no extra cost	Shared budgets with synced transactions Simple budget setup
Requires an account and a paid subscription Financial data is held by a cloud service	Only an iOS app is listed Full feature set is not free
Downloadable app, Web application, Hosted service	Downloadable app
Closed source	Closed source
License not stated	License not stated
Account needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.