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Monarch Money vs Econumo: catalog facts
Monarch Money	Econumo
Paid Paid subscription, with introductory discounts on the first year.	Freemium Self-hosting is free under MIT; the hosted cloud version has its own pricing.
Android, iOS, Web	Web, Self-hosted
Automatic categorization of connected accounts Shared access for a partner or adviser at no extra cost	Shared accounts and budgets for couples and families Multi-currency support
Requires an account and a paid subscription Financial data is held by a cloud service	No native mobile apps, used through the browser Old Docker Hub image is no longer updated
Downloadable app, Web application, Hosted service	Self-hosted, Hosted service
Closed source	Open source
License not stated	License: MIT
Account needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.