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Monarch Money vs Linxo: catalog facts
Monarch Money	Linxo
Paid Paid subscription, with introductory discounts on the first year.	Free The app is free to download.
Android, iOS, Web	Android, iOS
Automatic categorization of connected accounts Shared access for a partner or adviser at no extra cost	Aggregates accounts from any French bank Covers savings, PEA and crypto alongside current accounts
Requires an account and a paid subscription Financial data is held by a cloud service	French-language and aimed at the French market Requires linking bank accounts to a cloud service
Downloadable app, Web application, Hosted service	Downloadable app
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.