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My Expenses vs XPENC: catalog facts
My Expenses	XPENC
Free Open-source app; paid extras, if any, are not described in the research.	Free Free and open source under the MIT licence, with no ads.
Android	Android
Stores data locally on the device Supports multiple accounts and budgets	No internet permission in release builds Covers budgets, goals, loans and dues
Android only Little detail available from the homepage	Android only No cloud sync between devices
Downloadable app	Downloadable app
Open source	Open source
License not stated	License: MIT
No account needed	No account needed
Works offline	Works offline
Official website Full listing and sources Checked September 24, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.