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MyFinanceMate vs UPI Expense Tracker: catalog facts
MyFinanceMateUPI Expense Tracker
Free

Free and open source under the MIT licence.

Free

Free and open source under the GPL-3.0 licence.

Android Android
  • Logs transactions automatically from bank SMS
  • Local storage with no ads or trackers
  • Fully offline with no cloud account
  • Captures UPI payments and categorises them
  • Depends on your bank sending SMS alerts
  • Needs permission to read SMS
  • Only useful for UPI payments
  • Android only
Downloadable app Downloadable app
Open source Open source
License: MIT License: GPL-3.0-only
No account needed Not stated if an account is needed
Works offline Works offline

Checked October 2, 2026

Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.