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Oinkoin vs XPENC: catalog facts
Oinkoin	XPENC
Free Free and open source under the GPL-3.0 licence.	Free Free and open source under the MIT licence, with no ads.
Android	Android
Works without an internet connection No ads	No internet permission in release builds Covers budgets, goals, loans and dues
Focused on expense tracking rather than investments or bank import No cloud sync described	Android only No cloud sync between devices
Downloadable app	Downloadable app
Open source	Open source
License: GPL-3.0	License: MIT
Not stated if an account is needed	No account needed
Works offline	Works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.