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OpenBudgeteer vs YNAB: catalog facts
OpenBudgeteer	YNAB
Free Free and open source under the AGPL-3.0 licence.	Paid Paid subscription with a free trial that needs no credit card.
Web, Self-hosted	Android, iOS, Web
Envelope-style bucket budgeting similar to YNAB Supports MySQL or MariaDB, PostgreSQL and SQLite	Clear zero-based budgeting method Free trial without a credit card
Some documentation sections are still in progress Requires running your own server	Subscription required after the trial Method takes active effort to keep up
Self-hosted	Downloadable app, Hosted service
Open source	Closed source
License: AGPL-3.0	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.