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Origin vs YNAB: catalog facts
Origin	YNAB
Paid Annual subscription listed at $99 a year, with occasional discounted first-year offers.	Paid Paid subscription with a free trial that needs no credit card.
macOS, Android, iOS, Web	Android, iOS, Web
Budgeting, investments and planning in one app Finds recurring subscriptions to cancel	Clear zero-based budgeting method Free trial without a credit card
Paid subscription only Requires linking financial accounts to a cloud service	Subscription required after the trial Method takes active effort to keep up
Downloadable app, Hosted service	Downloadable app, Hosted service
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.