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Outbank vs Saldo: catalog facts
Outbank	Saldo
Paid Paid subscription after a free 14-day trial.	Free Free and open source under GPL-3.0-or-later.
macOS, Android, iOS	Linux
Supports more than 4,500 banks and payment services Data stored locally and encrypted on the device	Shows balances and transactions through FinTS Available as a Linux app on Flathub
Paid after the trial Website and bank coverage focus on Germany	Bank access depends on FinTS support
Downloadable app	Downloadable app
Closed source	Open source
License not stated	License: GPL-3.0-or-later
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 1, 2026	Official website Full listing and sources Checked October 8, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.