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Paymo vs Invoice Ninja: catalog facts
Paymo	Invoice Ninja
Paid Paid plans, with sign-up that requires no credit card and occasional discounts.	Freemium Free plan available, with paid plans that carry a 30-day money-back guarantee.
Android, iOS, Web	Linux, Web
Time tracking, tasks and invoicing in one system Kanban, Gantt and team scheduling views	Supports many payment gateways for one-click client payments Recurring invoices and auto-billing
Hosted service that requires an account Full feature set is on paid plans	Hosted service requires an account Some features are reserved for paid plans
Downloadable app, Web application, Hosted service	Downloadable app, Hosted service
Closed source	Open source
License not stated	License: AAL
Account needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 1, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.