Compare software

PennyWise vs Bluecoins: catalog facts
PennyWiseBluecoins
Free

Free and open source under AGPL-3.0-only.

Freemium

The homepage does not list prices; check the store listings for paid features.

Android Android, iOS
  • Automatic expense tracking from bank SMS
  • No sign-up and no cloud processing
  • No bank login or stored credentials
  • Automatic entries from bank notifications and SMS
  • Requires SMS read permission
  • Only useful if your bank sends transaction SMS
  • No desktop app
  • Automatic logging relies on bank notifications rather than direct bank sync
Downloadable app Downloadable app
Open source Closed source
License: AGPL-3.0 License not stated
No account needed Not stated if an account is needed
Works offline Works offline

Checked October 2, 2026

Checked October 1, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.