Compare software

PennyWise vs TU Expense Tracker: catalog facts
PennyWiseTU Expense Tracker
Free

Free and open source under AGPL-3.0-only.

Free

Free and open source under GPL-3.0-only.

Android Android
  • Automatic expense tracking from bank SMS
  • No sign-up and no cloud processing
  • Imports transaction details from bank SMS alerts
  • Supports merchant categories and purchase splitting
  • Requires SMS read permission
  • Only useful if your bank sends transaction SMS
  • Android only
  • Automatic transaction entry depends on receiving bank SMS alerts
Downloadable app Downloadable app
Open source Open source
License: AGPL-3.0 License: GPL-3.0-only
No account needed Not stated if an account is needed
Works offline Works offline

Checked October 2, 2026

Checked October 8, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.