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Prudent vs Beancount: catalog facts
Prudent	Beancount
Free Free to download and use; the official site offers a download and identifies no paid tier.	Free The open-source application is available without a license fee.
macOS	Windows, macOS, Linux, Command line
Edits plain-text Ledger files Reports update as transactions change	Balance assertions are verified on every parse, so errors surface immediately The ledger is a plain text file that version control handles perfectly
Currently available for macOS only Uses the Ledger accounting format	No graphical entry; transactions are typed or imported by scripts Python toolchain and command-line comfort are assumed
Downloadable app	Downloadable app
Closed source	Open source
License not stated	License: GPL-2.0
Not stated if an account is needed	Not stated if an account is needed
Works offline	Not stated if it works offline
Official website Full listing and sources Checked October 8, 2026	Official website Full listing and sources Checked September 22, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.