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Quicken Simplifi vs Lunch Money: catalog facts
Quicken Simplifi	Lunch Money
Paid Subscription, listed at $3.99 per month billed annually (regular price $6.99).	Paid Paid subscription after a 30-day free trial, with the price locked in for life.
Web	Web
Budget view showing what is left after bills and subscriptions Savings goals with progress tracking	Strong multi-currency support Developer API and rules engine for automation
Paid subscription only Financial data is held by a cloud service	Paid after the trial Financial data is stored by a hosted service
Hosted service	Web application, Hosted service
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.