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Refact.ai vs CodeGPT: catalog facts
Refact.ai	CodeGPT
Freemium The open-source version is free to self-host; enterprise solutions are arranged through…	Freemium Use your own API keys or pay for CodeGPT credits.
Self-hosted	Windows, macOS, Linux
Open source and deployable on-premise Choice of language models per task	Works across VS Code, JetBrains IDEs and Visual Studio Bring your own API keys or use local models via Ollama
Refact Cloud hosted service is shutting down Self-hosting requires your own server and model setup	Model costs depend on your provider or credits Best results need a cloud model
Downloadable app, Self-hosted	Downloadable app
Open source	Closed source
License not stated	License not stated
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 26, 2026	Official website Full listing and sources Checked September 26, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.