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Refact.ai vs Kilo Code: catalog facts
Refact.ai	Kilo Code
Freemium The open-source version is free to self-host; enterprise solutions are arranged through…	Freemium The agent is free; models through Kilo's gateway are billed at provider cost, or you bring…
Self-hosted	Windows, macOS, Linux, Web, Command line, Browser extension
Open source and deployable on-premise Choice of language models per task	Works in VS Code, JetBrains, CLI and cloud Bring your own keys or use local models
Refact Cloud hosted service is shutting down Self-hosting requires your own server and model setup	Recently acquired by Anaconda, so future direction may change Cloud model usage costs money unless you run local models
Downloadable app, Self-hosted	Downloadable app, Hosted service, Browser extension
Open source	Open source
License not stated	License: MIT
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 26, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.